Family and friends are my priorities. I come from a large family and grew up in SW Virginia. I enjoy being of service to others. As a mortgage specialist for over 25 years, I have been able to provide many clients with home buying education and financing while keeping their best interest in mind. It is my goal to build trust and respect with my clients by providing mortgage knowledge. This will allow you to make educated choices that meet YOUR financial goals. I have extensive experience with a large number of loan products and services. Whether you are a first time home buyer or refinancing an investment property, I look forward to the opportunity to be of assistance to you. I also can provide credit repair assistance and early mortgage payoff counseling.